Effective August 15, 2017


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Effective August 15, 2017

Please read the following to understand the role and function of the website ('This Site'):

Intended Use:

This Site is intended for, and made available to, residents of the United States only, 18 years of age or older.

Site Content:

Prestige makes no warranties or representations regarding the information contained in This Site, which is provided to promote and provide information about Prestige. The materials contained herein are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. This Site disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, and fitness for a particular purpose, title, and non-infringement. This Site does not represent or warrant that materials in This Site are accurate, complete, reliable, current, or error-free. This Site does not represent or warrant that This Site or its server(s) are free of viruses or other harmful components. The documents and related graphics published on this server could include technical error inaccuracies or typographical errors. Changes are periodically added to the information herein. The names and accompanying cities or states of individuals presented as customers may have been changed. This Site and its vendors and/or suppliers may make improvements and/or changes in the documents and/or graphics described herein at any time. The rules, regulations, and statutory references to legal and ethical requirements at This Site are subject to revision and interpretation. Unless otherwise noted, we make no representation, warranty or claim that the information available here is current or accurate. This Site is not responsible for any errors or omissions in the resources or information available at or from This Site. All opinions and information and/or materials are offered for promotional and/or information purposes only. Audio/video footage and their respective transcripts present on This Site are the opinions of Prestige and are provided for promotional purposes only. The credit reporting agencies referred to may change their proprietary reporting and scoring methods from time to time, and statements made on This Site regarding credit reports and credit scores solely reflect the best knowledge of Prestige. Prestige is not a licensed attorney or financial advisor in any state. For further information about your finances and laws relating to consumer credit, consult a licensed attorney or financial advisor.

Sharing of Information:

Prestige reserves the right to forward any application for an extension of credit submitted through This Site to any consumer lender or automotive dealership in the United States it deems necessary to execute the intent of This Site's visitors in the submission of said application. For more information, please refer to This Site's Privacy Policy.

Rate Reduction Rewards Program:

The Rate Reduction Rewards Program applies only to those contracts held and serviced by Prestige, in its own portfolio. For every three months of on-time payments and continuous qualifying insurance coverage, Prestige may elect to reduce the annual percentage rate on the related contract by up to one half of one percent, or up to two percent annually. Minimum annual percentage rate of fourteen percent (14%) after all reductions. Prestige, is under no obligation to offer the Rate Reduction Rewards Program to its customers, and may terminate the Program at any time and without notice, at its sole discretion.

Promotional Advertising:

All promotional offers are On Approved Credit. Must be 18 or older. Vehicle must be purchased from participating dealerships only. Finance amount cannot exceed 160% of dealer invoice or wholesale book value plus tax, license, aftermarket warranty and approved options of vehicle being financed. Terms of approval including interest rate, loan term, monthly payment, down payment requirements and qualifying vehicle determined according to applicant's credit history and financial capacity and subject to lender discretion. Lender may stipulate with approval that derogatory accounts be brought current. All offers subject to change and/or termination at any time and without notice.

Notice to recipients of Prestige and advertising via mail: You may have been pre-qualified for an offer from Prestige Financial based upon information obtained from the U.S. Bankruptcy Courts, or you may have received a firm offer of credit from Prestige based on information in a pre-qualifying report from a credit-reporting agency. You may exercise your right to prohibit the use of information contained in your credit file with any credit-reporting agency for all future credit transactions not initiated by you, by calling the credit reporting agencies that provide pre-qualifying reports toll free at 1-888-567-8688.


Effective August 15, 2017

Please read the following to understand the terms and conditions associated with the use of this website:

Prestige maintains the site ('This Site') for your personal information, education, and communication. While you should feel free to browse This Site, please understand that your access to and use of This Site is subject to the following terms and conditions ('Terms and Conditions') and all applicable laws. By accessing and browsing This Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreements between you and Prestige concerning This Site are superseded to the extent they conflict with these Terms and Conditions. Your use of or linking to any message, data, information, text, graphic or other material ('Content(s)') on This Site, except as provided in these Terms and Conditions is strictly prohibited.

Terms and Conditions

  1. You should assume that everything you see or read on This Site is copyrighted and may not be used without the written permission of Prestige, except as provided in these Terms and Conditions or in the text on This Site. Prestige neither warrants nor represents that your use of material displayed on This Site will not infringe rights of third parties. Nothing contained on This Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Prestige intellectual property right (including, but not limited to any patent, trademark, trade name, copyright or trade secret).
  2. You may download material displayed on This Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained in the materials or as specified on This Site. You may not, however, distribute, modify, transmit, reuse, re-post, or use the Content of This Site, including the text, images, audio, and video, for purposes not specifically provided in these Terms and Conditions or in the text on This Site.
  3. Elements of This Site, including page headers, custom graphics, logos, sounds, images and button icons, are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, image or other element from This Site may be copied, reproduced, redistributed or retransmitted unless expressly permitted by This Site, in writing. The use of images of people or places displayed on This Site by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or as provided elsewhere on This Site or by agreement with the sources holding original copyrights to these images. Any unauthorized use of page headers, custom graphics, logos, sounds, images and button icons contained in This Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
  4. The trademark logos and service marks displayed on This Site (collectively the 'Trademarks'), including Prestige, Land on Your Wheels, and are registered and unregistered trademarks of Landcar Management, Ltd. Nothing contained on This Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademarks without the written permission of Prestige Financial or such third party that may own the Trademarks.
  5. You may not use, frame or utilize framing techniques to enclose any Prestige or Land on Your Wheels trademark, logo or other proprietary information (including, but not limited to the images found at This Site, the Content of any text or the layout/design of any page or form contained on a page), except as provided in these Terms and Conditions or in the text on This Site, without This Site's express written consent. Further, you may not use any metatags or any other 'hidden text' utilizing a Prestige or Land on Your Wheels name, trademark, or product name without Prestige Financial's express written consent.
  6. Pursuant to Title 17 of the United States Code, Section 512(c)(2) notifications of claimed copyright infringement should be sent to the Service Provider's Registered Agent.
  7. Prestige has not reviewed all of the sites linked to This Site and is not responsible for the Content of any off-site pages or any other sites linked to This Site. Your linking to any other off-site pages or other sites is at your own risk.
  8. While Prestige uses reasonable efforts to include accurate and up to date information in This Site, Prestige makes no warranties or representations as to its accuracy. Prestige shall not be held responsible for any action taken that is based on the information presented on This Site, and all users of This Site agree that access and use of This Site is at the user's own risk. Prestige assumes no liability or responsibility for any errors or omissions in the Content of This Site. For more information, please refer to This Site's Disclaimer.
  9. This Site may include discussion forums or other interactive areas, including chat rooms or bulletin boards. Forums and interactive areas shall be used only for non-commercial purposes. This Site has the right, but not the obligation, to monitor any activity and Content associated with its forums and interactive areas. This Site may investigate any reported violation of its policies or complaints and take any appropriate action that it deems appropriate. Such action may include, but is not limited to, issuing warnings, suspension or termination of service, and/or removal of posted Content. By using any forum or interactive areas, you agree not to do any of the following: 1) Impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity; 2) Upload or transmit any Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party. By posting any Content, you represent and warrant that you have the lawful right to distribute and reproduce such Content; 3) Upload or transmit any Content that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national, or international law, including without limitation, the regulations of the U.S. Securities and Exchange Commission, any rules of any securities exchange such as the New York Stock Exchange, the American Stock Exchange, or the NASDAQ; 4) Upload to, distribute or otherwise publish through This Site any Content that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable; and 5) Without This Site's written permission, distribute or publish unsolicited promotions, advertising or solicitations for funds, goods or services, including junk mail and spam.
  10. Your use of and browsing in This Site are at your own risk. You shall remain solely liable for the Content of any messages or other information you upload or transmit to This Site, including the discussion forums or interactive areas of This Site. You agree to indemnify and hold harmless This Site from any claim, action, demand, loss, or damages (including attorney's fees) made or incurred by any third party arising out of or relating to your conduct, your violation of these Terms and Conditions, or your violation of any rights of a third party. Neither Prestige Financial nor any other party involved in creating, producing, hosting or delivering This Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out your access to, or use of, This Site or its Content, including damages caused by or related to interruptions, defects, delay in operation or transmission. Without limiting the foregoing, everything on This Site is provided to you AS IS,' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT'. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.
  11. Prestige also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in This Site or the downloading of any materials, data, text, images, video or audio from This Site.
  12. Any communication or material you transmit to This Site by electronic mail or otherwise, including any nonpublic personal information, data, questions, comments, suggestions, or the like is, and will be treated as non-proprietary. Anything you transmit or post may be used by Prestige or its Affiliates or Nonaffiliated Third Parties for any purposes in accordance with its Privacy Policy. Furthermore, Prestige is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to This Site for any purpose whatsoever including, but not limited to, developing, manufacturing, marketing, and selling products or services using such ideas, concepts, know-how, or techniques.
  13. Prestige may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.
  14. Prestige maintains This Site as a service to the Internet community. This Site has been designed to provide general information about Prestige and products and/or services available through Prestige, and to make those products and/or services available to the Internet community. These pages are not intended to provide financial or legal advice, nor do they provide instruction on the appropriate use of products and/or services promoted by Prestige Financial, its parents, Affiliates or Nonaffiliated Third Parties, or its licensors or joint venture partners. This Site and the services offered herein are provided solely as a forum and technical interface that permits users to access credit-related services. Information on This Site regarding products and/or services approved for marketing is qualified in its entirety by reverence to the full descriptive information for such products, available upon request.
  15. You agree that the laws and statutes of the United States of America and the State of Utah, without regard to conflict of laws principles, will apply to all matters relating to This Site and that all litigation in connection with This Site shall be subject to the exclusive jurisdiction of the courts in Utah.


In our ongoing effort to improve efficiency and to provide you with the best servicing of your loan account, Prestige Financial may convert your payments by check (whether submitted by you as a paper check, an electronic check through the Internet or as a telephone-initiated payment) to an electronic funds transfer (EFT) through the banking system's automated clearing house. This means that your account may be charged the same day or the day after your check is received by Prestige. Although the transaction will appear on your bank statement record, your check will not be returned to your bank. Payments returned unpaid by your financial institution will be assessed a fee according to the consumer regulations of the state in which you purchased your vehicle. Please be aware that your payment by check constitutes acceptance of these terms.


Please direct legal notices to:

Prestige Financial
Legal Department
351 W Opportunity Way
Draper, UT 84020

(877) 454-9389

Fax: (801) 956-1533


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